Who Gets Your Obamacare Records – Thieves, Police, or Insurers? Guess!



Will your healthcare navigator look like this?

Obamacare exchanges are a dangerous place to leave your personal information should you even be able to leave your information since the websites aren’t working.

Before you can even get any information about the cost of plans, the 60-pages of invasive questions must be completed first and the information cannot be removed later.

After and if people are miraculously able to sign up, health insurers are finding that the information is being sent incomplete to the insurance providers. One health insurer said about half of the applications coming from the healthcare.gov website are insufficient to provide coverage.

Don’t worry about not signing up for healthcare however because Kathleen Sebelius in an appearance on the Jon Stewart Show reassured the public that they can always pay the government fine.

Then there is the little problem of your information being shared with law enforcement and auditors. I mustn’t forget the thieves and hackers either.

The Weekly Standard picked up an interesting piece of information that Mr. Obama hasn’t advertised. At least one state will release your personal information – obtained in the Obamacare marketplace – for ‘law enforcement and audit activities.’ The fact that this is happening in one state makes it obvious that the precedent is set and the 4th Amendment is out the window.

Where is the outrage?

Maryland’s Obamacare marketplace – Maryland Health Connection – will give your information to law enforcement, the IRS, and to any ‘appropriate’ authority – federal, state, local – that is investigating for law enforcement or audit purposes. The scope is extremely broad and the discretion is left to the authorities.

This could easily be abused.

They place a warning on their applications which says the information is confidential except when law enforcement or auditors want the information:

The only exception to this policy [privacy policy] is that we may share information provided in your application with the appropriate authorities for law enforcement and audit activities.

They will also include your emails as part of the public record:

If you send us an e-mail, we use the information you send us to respond to your inquiry. E-mail correspondence may become a public record. As a public record, your correspondence could be disclosed to other parties upon their request in accordance with Maryland’s Public Information Act.

There are certain exceptions to the disclosure rules under Maryland law but they wouldn’t hold law enforcement or the IRS back.

Then there is the issue of identity theft and hackers. The Illinois Department of Insurance has issued a fraud warning to the public that health insurance navigators will have access to individuals’ personally identifiable information which makes it possible for any of them to steal a person’s identity.

“We have been made aware that scams are possible,” said Kimberly Parker, a Department of Insurance spokesperson. “If someone is at your door, err on the side of caution.”

The attorneys general of 13 states have issued similar warnings to date.

Congress has also issued warnings in a report titled “Risks of Fraud and Misinformation with ObamaCare Outreach Campaign: How Navigator and Assister Program Mismanagement Endangers Consumers” examines testimony from officials responsible for implementing the program.

Among its conclusions, “the main concern for consumers is the heightened risk of identity theft and financial loss from a poorly managed outreach campaign.”

The more we automate, the more we will see fraud. Read more at MyJournalCourier

The Weekly Standard pointed to another problem in Maryland, which we can expect to occur in other states. Maryland does not have the doctor function operational and their website sends people to another site to find out which doctor participates in health plans. However, they add, in all seriousness, you will receive a “no doctors are found” message.

There are no doctors?!? How do I keep mine then?

They also explain: the built-in calculator will underestimate total out-of-pocket costs in some cases; it can’t properly process multiple applications; they  also cannot calculate salaries.

In Florida, people are being told they must give their credit score before they finish their application. Anne Packham, one of many people licensed by the state to help people navigate the government’s website, said some could be denied or be forced to pay higher premiums based on their credit score.

We weren’t told that, were we? No we weren’t.

Big Business has received a waiver of one-year but Barack Obama will not grant a one-year waiver to the people despite the many flaws in the sign-up process which will only get worse. When Kathleen Sebelius appeared on the Jon Stewart Show, Stewart asked,

“If I’m an individual that doesn’t want this, it would be hard for me to look at a big business getting a waiver,” Stewart said. “I would feel like you are favoring big business because they lobbied you … but you’re not allowing individuals that same courtesy.”

Sebelius denied that was the case, but presented no evidence to support her statement.

After pressing her further on the issue to no avail, a somewhat exasperated Stewart finally smiled and asked, “Am I a stupid man?”

She said that if people were not able to sign up, they could pay the government fine.

Are we all stupid?