By Anthony Stark
I must have missed it… at what point did the Republican “leadership” buy into the ludicrous idea that those with pre-existing conditions” should be “covered” by “insurance?”
Insurance is, at its core, a bet; that is, the Insurance Company bets that it will make more money on your premiums after paying your medical bills.
You bet the opposite; that is, even if you are only very recently insured, the company must pay off your medical bills, no matter how exorbitant, despite you paying very little in premiums.
If you are lucky and don’t get severely ill, at least you have purchased the peace of mind that comes with knowing you have taken the correct precautions against illness… especially a costly catastrophic illness.
Now, most people fall into the first category and this thus allows the Insurance Company to pay for the minority who are a net loss to their bottom line while still making a profit off the majority who remain, for the most part, healthy…
…but if the Insurance company has to pay those who are already sick, how do they make any money at all?
Think about it this way:
The guy who lives next door to you resides in a house filled with combustible liquids that he needs for work. Further, despite being told how dangerous it is, he often BBQs in his living room because he likes the smell.
Predictably, one day the whole house goes up in flames. While the Fire Department is putting it out, he runs down to the local Insurance Company and says:
“Hey! I want to buy Fire Insurance on my house even though it is currently suffering the pre-existing condition of burning to the ground!!”
As stupid and ridiculous as this sounds, from a business perspective, how is it any different from a person who, instead of spending money on a health insurance policy, spends his money on 4 pack a day cigarette habit and a severe addiction to cocaine, develops a lung disease and then demands … in the name of fairness… that an insurance company now “cover him” despite his “pre-existing” condition????
Is it FAIR to the Insurance company or their stockholders who, after all, aren’t in this business to be nice guys but are in it to make money?
Is it FAIR to their other clients who have to pay higher premiums to cover the dangerous lifestyles of people too lazy or reckless to think ahead and take the precautions that are necessary to healthy living?
Is it FAIR to have corrupt political hacks, seeking to demonstrate their “compassion” to the voters by lavishly spending other people’s money, to force the taxpayers to have to pick up the tab for the fact that others made bad choices when determining how to prioritize their lives??
Now, there maybe some way of creating special insurance pools to cover people who find themselves in such a position; I don’t know for sure and therefore will leave it up to those more versed in the Insurance Industry than I am to explain it if it exists.
But in the context of the current discussion regarding the Paul Ryno’s “Killing Obamacare” bill, don’t call “pre-existing conditions” something that needs to be “insured” – call it what it is:
Medical Welfare that was designed to cover up the political cowardice of the RINO elites.
So again, exactly when did the lying RINO sellouts decide that the Left was right to insist Obamacare, that didn’t even exist in 2008, now has to be “replaced” instead of just “repealed?”
As I recall, the RINOs told us in 2008 they couldn’t stop Obamacare because they didn’t have control of the House of Representatives.
In 2010, the Conservative Tea Party Movement gave them a majority in the House of Representatives.
In 2012, the RINOs told us they couldn’t repeal Obamacare because they only controlled “1/2 of 1/3 of the Government” and needed control of the Senate in order to repeal of Obamacare… they never mentioned “replacing” it.
In 2014, Conservatives gave them control of the Senate.
In 2015 the RINOs argued that despite having the House and the Senate, they couldn’t repeal Obamacare unless they also had the White House, in order to prevent a Democrat President from vetoing their repeal.
In 2016, Conservatives… along with anti-Obamacare Trumpists… gave them the White House…
…and in 2017, they spit in our collective faces and tell us that we have to be satisfied with them replacing… replacing… Obamacare with…
We don’t need Republicans… especially RINO Republicans… who are determined to lie to us, laugh at us, condescend to us and then ultimately betray us with warmed over, failed Socialized Medicine “healthcare” panaceas.
We need people in Government who will fight for the Cause of Limited Government… and the collection of corrupt weasels in the so-called Republican “leadership” aren’t it.
Read this about how it allows illegal aliens to cash in on Obamacare.