NJ Gov Murphy makes it near-impossible for gun carriers to get Insurance


Far-Far left New Jersey Gov. Phil Murphy signed an executive order making it almost impossible for gun carriers to get insurance. He doesn’t want concealed carry holders to have insurance because he says it encourages the unlawful use of a firearm.

If only these leftists cared as much about grabbing guns and gun rights from criminals. We would have a much safer country. Even if they closed the borders, we’d be much safer. Unfortunately, their targets are lawful gun owners.

Bolshevik Murphy’s order specifically said the state should, within 30 days, take all appropriate action “to prohibit and/or limit the sale, procurement, marketing, or distribution of insurance products that may serve to encourage the improper use of firearms.”

Because of that, the U.S. Concealed Carry Association (USCCA) has to “pull their services off the shelf for New Jersey gun owners,” ConcealedCarry.com reported. They offered a million dollars in liability insurance. Murphy said that benefit encourages the improper use of firearms.

States like New Jersey want to regulate organizations like USCCA because they list their membership as “beneficiaries” of their coverage. They want to regulate those benefits as if they were an insurance company.

That means that USCCA had no choice but to pull out of New Jersey or risk doing battle with the state’s Attorney General’s Office.


The governor’s press release proudly touted a consent order for a $1 million fine against one such company that had encouraged “the improper use of firearms,” according to New Jersey’s standard.

Last week, the New Jersey Department of Banking and Insurance announced that Lockton Affinity, LLC agreed to pay a $1 million fine as part of a consent order with the department for administering a National Rifle Association-sponsored insurance program in violation of state insurance laws.” They set the Kansas-based company up as an example for providing insurance as a benefit. The state doesn’t want that insurance available to gun owners.

Carry Guard insurance was created and marketed to be self-defense coverage for lawful gun carriers. However, anti-gun activists labeled it “murder insurance.” That’s exactly how the state treated it, according to NJ Spotlight.


Murphy’s executive order also demands state officials ask all gun makers or retailers if they have adopted best practices to reduce gun violence [usually gang violence and suicides] and to find out how they screen for straw purchasers, firearms traffickers, and people who have been banned from owning or purchasing firearms, the Wall Street Journal reported.

They hope to weigh these companies down with paperwork.

“This is not intended at day one to be an adversarial act,” the governor said. “This is to express a broad statement of principles and values that matter to us deeply.”

Of course, it is. He hates guns.

However, the executive order did not define what the state considered “improper use of firearms” other than its obvious objection to concealed carry.

The gun grabbers love these vague terms. How does having insurance encourage the improper use of firearms???


The National Shooting Sports Foundation (NSSF) said that Murphy’s executive order exceeded the governor’s authority by trying to regulate interstate commerce, the Wall Street Journal reported.

“The governor views licensed and law-abiding small businesses that are just trying to earn a living, and are engaged in the commerce of a constitutionally protected product [as] somehow the problem,” NSSF General Counsel Lawrence Keene said.


New Jersey State Treasurer Elizabeth Maher Muoio backed up the governor’s executive order and called it “using the power of our purse strings to set an example for others.”

“The executive order being signed today will ensure that taxpayer dollars are being used wisely to procure goods and services from companies that act responsibly when it comes to firearms and ammunition and to create an opportunity for local and county governments who want to follow our lead,” Muoio said.

They are using the power of the purse to take our gun rights — our Second Amendment rights — away.

This won’t save one single person from ‘gun violence.’

He mandated other gun laws by fiat and you can read about that here.



    • Oh no, they can stay in New Jersey. After all, they voted him into office. They messed up their state like Californians did to theirs. We don’t need them to screw up the rest of the US so they can just stay where they are until they fix their own problem.

  1. It’s all OK. I don’t need to go to New jersey, or pass through it, or do business with any company that has offices there, or buy a product made there. Did I miss anything?

  2. funny I used to live in nj until the late 90’s…I held out hope that the state government would come to it’s senses. I gave up and moved to a red state…since then, New Yorkers have moved in and made it even worse. never regret moving…

  3. Firearm owners need insurance to cover costs of false charges & suits by Democrat-run government with unlimited taxpayer resources to attack them for self-defense against Democrats/criminals.

  4. Standard homeowner insurance policies provide civil damage protection for injury & damage that arises out of the use of reasonable force by an insured to protect people or property. See their exception to the intentional act exclusion.

    However, they do not provide coverage to defend against an alleged criminal act. USCCA & many others have coverage for this. At least, other than it appears N.J.

  5. Supreme Court needs to slap this un-American piece of communist trash laws out. The governor should set an example and go out in public without an armed security detail.

  6. Amazing how freely they just nullify a right guaranteed by the Constitution. It’s staggering. Once they take the 2A they can (and will) take the others. The Left gleefully hurtle down the toilet…they don’t understand that they’ll be fodder, too…

  7. The patriotic, clear-thinking, common sense citizens of NJ needs to step up and get rid of Guv. Murphy and his crew of commies.
    If not, the sound they will hear is the flushing of major tax money leaving the state similar to NY, CA, IL. Ask Cuomo, NY guv, how that’s goin’ for his state.
    Just sayin’.

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